I am a DVC member but have never used my pntois for anything but stays at WDW or DL in CA.There are, as you mention, many other destinations you can go to using your pntois. As of this year, DVC changed the company with whom you can exchange to go to other destinations. They now use RCI International. They have a good reputation, and in fact, my in-laws have a timeshare with them and like it a lot.Keep in mind that there are rules which apply when you use your pntois for stays outside of Disney Resorts. Also, your pntois don't go as far as when you stay with Disney.I would suggest you make a list of questions for your DVC rep and ask them all. Don't buy in unless you are completely comfortable.